Health Plan Options
The Unison Risk Advisors Health Plan offers you the ability to customize your benefits plan through Personify Health, with the choice between five different health plans.
Each plan utilizes the Anthem Blue Cross Blue Shield network of providers, which is the most comprehensive network available in the country. Prescription drugs are managed by TrueRx, a transparent, patient-focused pharmacy benefits manager with over 65,000 network pharmacies, including low-cost mail order pharmacies such as Amazon Pharmacy & Mark Cuban Cost Plus Drugs.
Traditional PPO Plans
Two traditional PPO options:
- Deductibles of $1,000 or $5,000
- Enjoy the predictability of set copay amounts for office visits, ER & prescriptions
- Experience a higher per pay cost from your paycheck
- Preventive services are covered at 100%
High-Deductible Health Plans (HDHP)
Three HSA plan options:
- Select from a $3,300 Deductible, a $5,000 Deductible plan, and a $1,650 Deductible plan.
- Enjoy lower per pay period medical plan costs
- Preventive Services are covered at 100%
- Open a Health Savings Account through our partner (Voya) for tax-free deposits
- Receive per pay contributions from Oswald into your Health Savings Account
RESOURCES
PLAN #1
Anthem Blue Cross Blue Shield
$1,000 Preferred Provider Organization Plan (PPO)
Designed for those who prefer the predictability of set payments for doctor appointments and other medical services.
PLAN #2
Anthem Blue Cross Blue Shield
$5,000 Preferred Provider Organization Plan (PPO)
Designed for those who prefer the predictability of set payments for doctor appointments and other medical services.
All Pharmacy claims would apply to the Medical plan deductible, then the prescription copays would apply.
PLAN #3
Anthem Blue Cross Blue Shield
$1,650 High Deductible Health Plan (HSA Eligible)
Designed for those who prefer to save premium dollars and to set money aside in a Health Savings Account (HSA) on a pre-tax basis. Medical and Pharmacy (Rx) claims would first apply to the plan deductible, then the plan cost sharing would apply. This plan has the lowest per pay cost of all four plan options.
*This plan has an Aggregate Deductible, which means if more than one person is on the plan, the family deductible must be met before coinsurance applies.
PLAN #4
Anthem Blue Cross Blue Shield
$3,300 High Deductible Health Plan (HSA Eligible)
Designed for those who prefer to save premium dollars and to set money aside in a Health Savings Account (HSA) on a pre-tax basis. Medical and Pharmacy (Rx) claims would first apply to the plan deductible, then the plan cost sharing would apply. This plan has the lowest out of pocket maximum.
All Pharmacy claims would apply to the Medical plan deductible, then the prescription copays would apply.