Your Oswald Benefits

Oswald Companies has adjusted our benefit program renewal date to be on the calendar year, starting with the January 1, 2025 plan year.

You will now have the opportunity to make Open Enrollment elections in late fall every year with a January 1 effective date.  This means your benefits will align with the tax year (for HSA/FSA limits), and with the plan limits (deductibles, out-of-pocket maximums), that start over every January 1.  We are confident that this update will continue to support our rich and versatile benefit program, while simplifying the details.