- Provides a large, lump sum benefit to help you bounce back when you suffer a major health event
- Employees can choose a $10,000 or $20,000 benefit. Spouses and children may be covered at 50% of the employee amount.
- Benefits paid on top of any other medical, disability or supplemental plan coverage
- Fully portable at any age
- Wellness benefit of $75 available for each family member covered for getting a covered screening test
- You can use this coverage more than once. Even after you receive a payout for one illness, you’re still covered for the remaining conditions and for the reoccurrence of any critical illness with the exception of skin cancer. The reoccurrence benefit can pay 100% of your coverage amount. Diagnoses must be at least 180 days apart, or the conditions can’t be related to each other
